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In addition, customers for this sort of plan can have severe legal or criminal backgrounds. It is very important to keep in mind that different providers use a series of problem ages on their guaranteed issue plans as low as age 40 or as high as age 80 - sell final expense insurance over the phone. Some will also provide higher face worths, as much as $40,000, and others will certainly permit far better fatality advantage problems by boosting the passion price with the return of premium or minimizing the variety of years till a complete fatality benefit is offered